Writing an Offer on a House – EXIT Realty Wilmington NC

Writing the Offer - Financial Considerations
Real Estate Wilmington NC - EXIT Realty Wilmington NC
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It is standard practice to make a purchase offer contingent upon obtaining a mortgage. Because of this contingency, the seller will want the details of your financing plan included in the offer.

Down Payment
In the purchase offer, we will include the down payment amount you will apply toward the purchase. This will give the seller further evidence of your qualifications to secure a mortgage.

Interest Rate
Within the purchase offer, we will provide a safeguard against any dramatic change in interest rates between when the offer is made and when the loan is closed. The offer will not only be contingent upon qualifying for a mortgage, it will also be contingent upon an interest rate within a certain range.

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Seller Assistance
If the house you select is at the top-end of your budget range, we may want to include a request for seller assistance to pay a portion of the closing costs traditionally paid by the buyer or to help "buy-down" your interest rate. Other seller assistance may include having the seller "carry back" a second mortgage to cover your down payment or even 100% seller financing.

With any of these seller assistance options, you can expect to pay a higher purchase price than if you had handled the financing through a traditional mortgage lender.

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Wilmington NC Homes for Sale is our specialty at EXIT Realty Wilmington NC. EXIT Homeplace launched this specialized website for all Wilmington NC Real Estate. Our Realtors serve Wilmington NC, Leland NC, Wrightsville Beach NC, Carolina Beach NC, Kure Beach NC, Castle Hayne NC, Ogden NC, and every community in New Hanover County. Don't forget all the growth that is occurring across the Cape Fear in Brunswick County primarily in Leland NC, Belville NC, Shalotte NC, all the way to the beaches of Southport NC. EXIT Realty Wilmington NC and EXIT Homeplace Realty with 3 offices in Burgaw NC, Hampstead NC, Jacksonville NC. With over 100 agents we serve all communities in Coastal Eastern North Carolina. Our websites cover all the listings all the time from Caper Fear to Camp Lejeune. EXIT Realty Agents choose to be the best because you deserve the best. List your house with our agents they will earn your trust and your respect. FREE HOME VALUATION!!!
EXIT Homeplace Realty Licensed in North Carolina - License # C10555.