Kure Beach Real Estate - North Carolina Directory

Kure Beach Buyers' Tools

	9 Steps to Owning: Step - 1 Make the Decision to Buy. It seems obvious, but it's good to note that the first step to buying a house is making the decision to buy. Consider the reasons you want a new house and write them down. Determine how long you want to live in the new house - does buying still make good financial sense? Can you afford a house that will meet your list of requirements?
	First-time Homebuyers: Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent we will lead you through every step of the exciting home buying process; help you define your "wish list" of features you want in your home, your neighborhood and your school district; etc.
	Your Buying Power: Experienced home buyers know that one of the first-steps in beginning a successful search for a new house is taking a hard, objective look at finances. Determining how much money you can dedicate to the purchase of your new house affects almost every aspect of buying a new home.
	Your Downpayment: The amount you have available for a down payment will affect what types of loans for which you can qualify. Down payments typically range from 3 to 20 percent of the sales price for the property.
	Applying for a Loan: For many buyers, applying for the mortgage loan is one of the more stressful aspects of buying a home. The loan application need not be a stressful time. By following a few easy steps, you'll sail through the loan application process.
	Get Pre-Qualified: A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification. As your real estate specialist, we will help you pre-qualify. With our knowledge of the mortgage market, we'll help you make an informed decision as to the type of loan you'll want.
	Your FICO Score: In today's increasingly automated society, it should come as no surprise that when you apply for a mortgage, your ability to pay can be reduced to a single number. All the years you've been paying your bills can be analyzed and mutilated into a single indicator of whether you're likely to meet your future obligations.
	Creative Financing: Seller Financing - As the seller, you have the option of financing the buyer's purchase with the equity you have in the property. You can finance part or the entire mortgage for the buyer. Before setting-up a private mortgage, it is wise to consult with your attorney.
	Bi-Weekly Mortgage: If you search for "bi-weekly mortgage" with an Internet search engine, you will be overwhelmed by the number of companies offering "Bi-weekly Mortgage Reduction Services" or "Bi-weekly Savings Programs." Beware, you are entering dangerous waters. Beware of Bi-Weekly Mortgage Reduction Services and Savings Programs.
	Daily Rate Lock Advisory: When considering financing/refinancing a home, it is important to consider the current trends of the financial markets. By monitoring the activities of the stock and bond markets and other relevant economic news, you can determine the best time to lock in a mortgage or loan rate.
	For Buyers: For most families, choosing a new home in Kure Beach NC is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing your new home. To protect your interests and assure that you make the best possible decisions, it's important that you have a Kure Beach NC Area Realtor Agent on your side who is a NC Realtor Expert in the local Kure Beach real estate market.
	Home Buyer Checklist: The Home Buyer Checklist identifies some of the important factors to consider when choosing a home. In addition to an affordable sales price, you will also want to be sure that the neighborhood and house meet the needs of your family. Take this checklist along when you go shopping for your house.
	Find a Home: As an expert on Kure Beach area real estate, we keep track of every home for sale in the area. In many instances, we know of homes that aren't yet listed on the area Multiple Listings Service (MLS). If you will fill out the form below with as many details as possible, we will search our data for homes that meet your needs and budget.
	Buying Bank Owned Properties: There is a lot of interest in buying bank owned properties these days. A lot of information, some good and some bad, is floating around about the subject. Often the information offered is for sale, with the promise that you can make a lot of money with little effort once you know “the secret formula”.
	Fixer-Uppers: The oft heard phrase "Buyer Beware" is never more appropriate than when considering the purchase of a fixer-upper.You really need to know exactly what you’re getting into before buying. With proper planning and foresight, good profits can be made by buying "distressed" properties at less than market value, making appropriate improvements and repairs, and then reselling.

Kure Beach Sellers' Tools

	Free Home Valuation: If you are thinking of selling your home, you'll need to know exactly what it is worth before putting it on the market. As Wilmington area real estate professionals, we analyze home values and determine market prices every day. By comparing your home to recent sales and other, similar homes on the market we can quickly tell you what your home is worth.
	Selling Your Home: For most families, selling their home is one of the biggest financial decisions they will ever make. The process can be daunting, with many important questions that need to be answered. Choosing the best real estate agent to market and sell your home can make all the difference.
	Selling One, Buying Another: In a perfect world, you sell your old home and buy the new one on the same day. Given that things rarely turn out perfectly, here are some things to keep in mind as you negotiate the sale of one house with the purchase of another.
	Be Accessible: To get your home sold quickly, it’s important that other agents in the area show it to as many potential buyers as possible. The first thing a good agent will do when working with buyers is talk to the buyer and learn what kind of home they are looking for.
	Home Appreciation: Real estate appreciation refers to an increase in value of your home and the property. When your property "appreciates" you have greater equity against which to borrow, and you realize a greater profit when you sell. Property values fluctuate regularly for many different reasons, so how do you know the home you’re buying is going to appreciate over the years?
	Get the Best Price: Effective marketing is the key to selling your home quickly and getting the highest price. Aggressive, effective marketing of our Client's homes by every available medium is how we've become a top real estate in the Kure Beach area.
	Curb Appeal: Inspect the outside ground. Remove any building materials, scrap wood, discarded household items, etc. from the property. Store garbage cans in the garage. Check the home from the roof line down. Is the roof free and clear from obstructions and moss? Are the gutters clear and neatly hung?
	Improvements That Pay: If you’re thinking about remodeling your kitchen, or finishing your basement, you probably want to get your investment back when you sell your home. But when it comes to payback value of home improvements, some are definitely more profitable than others.
	Flowers Add Curb Appeal: The experts all agree that curb appeal is one of the most important aspects to consider when selling your home. When selling, it's the appearance from the street that will very often determine whether potential buyers come in to see the inside, or never get out of their cars.
	The Back Yard: Your decision to buy a home is both a sound financial decision and a commendable achievement. As your real estate agent we will lead you through every step of the exciting home buying process; help you define your "wish list" of features you want in your home, your neighborhood and your school district; etc.
	The Kitchen: Many experts recommend that you focus on the kitchen first when preparing your home for sale. For many potential buyers, the kitchen is the most important room in the house. Since the kitchen has the power to make or break an offer, you should do everything you can to enhance it before showing your home to buyers.
	Plumbing and Fixtures: There are several good reasons to make sure all of your plumbing and fixtures look good and are in good working order before putting your home up for sale. When potential buyers come to look at your home, they are likely to turn on faucets and flush toilets “just to see”. This is no time to make a bad impression with grungy old fixtures, leaks or stained sinks.
	Staging Your House: One of the first things we will do before putting your house on the market is prepare your house for sale. We want to show your house off in its best light to maximize your earning potential. We will tour your house with the eye of a buyer - what works, what doesn't work.
	Staging Checklist: Remove all clutter from the house. Are countertops free and clear? Have you removed unnecessary furniture throughout the house? Remove the art gallery and coupon collection from the refrigerator. Is the flooring clean and fresh? Are towels neatly hung?
	Setting the Sales Price: Before we set the sales price of your house, we'll run a Comparative Market Analysis (CMA) that will show the listing price of similar houses in the area as well as the prices at which the houses actually sold. Additionally, the analysis will give us information about houses currently on the market and about houses that were on the market but never sold.
	Need a Bridge Loan?: In a seller’s market, the competition for houses can be fierce. Many sellers will turn down any offer they receive that has a contingency clause (for example, a clause that states the offer is contingent on the buyer selling their own house). This can be problematic for the buyer who does indeed have a house to sell.